437224 comments

• Comment Link Freitag, 29 November 2024 14:46 posted by olonlineueb

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• Comment Link Freitag, 29 November 2024 14:46 posted by ジェネレーションパス 株価 掲示板

  個人年金は、確定拠出型のIRA（個人退職基金口座）、401（k）、403（b）などが代表的であり、いずれも課税繰延べ（拠出金額は所得から控除され、運用益とともに実際に口座から引き出されるまで課税されない）や運用益非課税などの税制上の優遇措置がある反面、原則一定年齢（59歳半）になるまで引き出せない（59歳半以前の生存中に引き出した場合は、引き出した額について繰り延べられていた所得税と罰金10%が課せられる）、逆に72歳以降は税引き前拠出部分とその運用益の年齢（平均余命）に応じた一定割合を強制引出しなければならない（MRD、未引出額があると50％の課税）、口座間の資金の移動に制限がある、年間拠出額の上限がある、などの制約もあるが、年間拠出額の上限が比較的高く（2022年の401（k）の年間拠出限度額は20,500ドルに50歳以上は6,500ドルの「追付き拠出」を追加可、会社のマッチなどを合わせた絶対上限は61,000ドル）、その分節税になることもあり、社会保障だけでは退職後の生活費を賄えない中間層の重要な老後資金である。
• Comment Link Freitag, 29 November 2024 14:46 posted by ozonlinejeq

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• Comment Link Freitag, 29 November 2024 14:46 posted by znonlineczd

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• Comment Link Freitag, 29 November 2024 14:45 posted by knonlinenfl

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• Comment Link Freitag, 29 November 2024 14:45 posted by svonlineoot

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• Comment Link Freitag, 29 November 2024 14:45 posted by aconlinesui

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• Comment Link Freitag, 29 November 2024 14:45 posted by 株価 推移 1年

  1 April. Carlsen won the Candidates Tournament in London and thus certified for the World Chess Championship.
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